Neighbors of Watertown, Inc. Neighbors of Watertown, Inc. Neighbors of Watertown, Inc. The Housing & Redevelopment Store

County Wide Owner Occupied Home Rehabilitation Program

Questions? Contact Us Program Brochure – PDF Online Program Preapplication

Neighbors Of Watertown, Inc. Owner Occupied Housing Rehabilitation Program provides financial assistance to help owner occupants make needed improvements to their homes. The primary objective is to eliminate any conditions that might become hazardous to the health and safety of the occupants of homes throughout the city. Insulation and weatherization are also encouraged. Without this help, many of these properties would fall below acceptable levels of habitability.

Neighbors uses several Local, Regional, State and Federal sources to fund this program. Rules, guidelines, eligibility, and grant amounts vary between sources.

Program criteria include:
  • Proof of ownership in the form of a deed or land contract.
  • Property assisted must be within the city of Watertown.
  • Assisted residential unit must be the primary/permanent residence of the eligible applicant.
  • Applicant must secure adequate insurance for the property before any work.
  • Real estate taxes and all charges for water and sewer must be paid.

(Examples of ineligible activities include substantial renovations, landscaping, luxury upgrades, and other unnecessary improvements.)

Financial Assistance Applications that qualify may receive grant funding to cover up to 100% of the costs of eligible repairs, to be determined by the local program administrator. The homeowner agrees to have a lien placed on the property at the completion of work.

Repayments will be deferred if the owner occupies their home as their primary residence and satisfies all requirements of this program during the regulatory period.


Neighbors Of Watertown has various owner occupied housing rehabilitation programs covering the city of Watertown.


Eligibility is determined by criteria published for each individual program.

Applicants are given preference based on criteria such as; Very low income households (below 50% of median), persons with disabilities and households in need of emergency repairs. (Emergency repairs are defined as repairs and/or code violations where there is an immediate threat to the structural integrity of the home or conditions pose a health and safety hazard)

Great! Based on the information you've provided, here's how you can format it into an HTML table for your website:

INCOME LIMITS (June 15, 2023)

Family Size:

Income Limit:

















(Household income cannot exceed 80% of area median income.)